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But it’s also possible the lender might see this as a sign that you’re working hard to rebuild credit. You can at least rest easy knowing that being reported as secured has no impact on your credit score. For more details about how FICO scores treat secured credit cards, check out my post: Does the FICO Score Treat Secured Credit Cards Differently? With the Discover it Secured Credit Card, you get 1 percent cash back on every purchase.Because we are the USA's fastest growing online adult dating and sex contacts site you can search and find people in your state or city anywhere in America!Now there's no excuse for not joining up and finding a horny American sex contact in your area!I’m happy to say that the Discover it Secured Credit Card now lives online! Before I update this review, let me thank Dave for mentioning this in the Comments section below. After 12 months, Discover will conduct automatic monthly reviews of your payment history to see if you are ready to graduate to an unsecured Discover it Card. I’ve heard from many folks who started with the secured card and graduated to the unsecured Discover it Card.In the comment section below, several folks have said they graduated after just seven months. This card used to be reported as unsecured to the major credit bureaus.